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Housing Programs
Small Cities Rehabilitation Deferred Loan Program This program is for rehabilitation of owner-occupied housing and is currently available in Verndale and Aldrich for a total of 20 homes; Bertha and Hewitt the projected number of homes is 20. Assistance to homeowners is in the form of a zero-percent interest-deferred loan which would be combined with other funding sources to maximize each project. It is expected that these projects will rehabilitate a total of 40 homes when completed. Eligibility Requirements:
For additional information about the Small Cities Rehabilitation Program please call John at 1-218-685-4486 or toll-free at 1-800-492-4805 and ask for John Ext 113 or e-mail him at johnp@wcmca.org. If you would like to apply for the Small Cities Rehabilitation Program available in your town, please contact your city office for an application or contact Kathy Sletto at (320) 762-8428.
Minnesota Urban and Rural Homesteading (MURL) Program MURL is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means. Eligible families must be considered "at risk" for home ownership. Barriers such as past credit problems, lack of a down payment, and low wages are all factors that limit a household's ability to own a home and would be considered "risk factors" for home ownership. The MURL single-family homes will be sold on a zero-interest contract for deed with no down payment requirement. To be a qualified homebuyer you must have an income to be able to pay off the contract for deed in a 30 year time span. Eligible homebuyers must meet income guidelines, be first-time homebuyers (a first-time homebuyer includes individuals who owned a home with a spouse or significant other and are separated or divorced, individuals who have not owned a home in the last three years, and individuals who have never owned a home), and be unable to purchase a home through traditional financing. Buyers must pay 25% of their gross monthly income as the monthly house payment. Hazard insurance and property taxes are escrowed and are included in the 25% payment. Current income guidelines are as follows:
For more information about the MURL Program, please call John Pritschet at 1-218-685-4486 Ext. 113 or toll-free at 1-800-492-4805, John Ext. 113 or email him at johnp@wcmca.org or you may contact Stacy Hager at 1-216-685-4486 Ext. 103 or email her at stacyh@wcmca.org You may access the MURL Application form at the link below, print it, complete it, and mail to: West Central Minnesota Communities Action
Home Injury Control Service For Frail and Elderly This service is intended to make minor modifications of living space to prevent injury, promote safety and health of older persons, to assist them in remaining independent in their homes. It is available to eligible older household members in the following nine Minnesota counties: Clay, Becker, Douglas, Grant, Otter Tail, Pope, Stevens, Traverse, and Wilkin. Who May Receive These Services?
What Modifications are Included in These Services? Minor home modifications may include, but are not limited to, such items as:
What Dollar Amount is Available For These Services? Each client can receive up to $150. If more than one eligible person resides in the same house, $150 can be expended for each eligible person. Where Does the Money Come From? This project is funded under contract with the West Central Area Agency on Aging as part of the Title III Older Americans Act Program. How Can These Funds Be Accessed? Contact Janet at West Central Minnesota Communities Action, Inc. at 1-218-685-4486, Extension 139 or toll-free at 1-800-492-4805, Extension 139 or the Community Action Agency, public health or social service agency, tribal service agency, energy related repair or energy assistance program, or other programs that interact with frail and elderly clients in your local community. Or you may print out the Application Form below, answer all the questions on the application, sign it, and mail to: West Central Minnesota Communities Action
WCMCA, Inc. has rental properties located in Traverse County, MN. These properties are used primarily for Transitional Housing. For more information or to apply, please go to the Emergency Services tab on this website and click on: Transitional Housing Program. The Rental Program Income Guidelines according to household size: One Person = $24,700 Two Person = $28,200 Three Person = $31,800 Four Person = $35,300 Five Person = $38,100
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